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Category: Mortgages

If you’re planning to buy a home in Clarksville with less than a 20% down payment, there’s a good chance you’ll need to pay for Private Mortgage Insurance, or PMI. While it’s a common requirement, many home buyers don’t fully understand what PMI is or how it impacts their monthly mortgage payments. PMI is a form of

Rob Harris, Harris Developers LLC
January 16, 2026

When purchasing your home in Clarksville did get a VA Loan, FHA Loan, Conventional Loan…Learn how adding just a little extra to your mortgage each month can dramatically reduce your loan term, slash interest costs, and build equity faster.

Rob Harris, Harris Developers LLC
January 7, 2026

Buying your first home in Clarksville is an exciting milestone—but it can also come with a lot of questions. From financing and credit scores to mortgage options and closing steps, understanding the process can help you make informed decisions with confidence. That’s why we’ve compiled straightforward answers to some of the most common questions first-time

Rob Harris, Harris Developers LLC
January 7, 2026

others could slash your housing costs and build your wealth at the same time.” When most people think about buying a home in Clarksville, they picture a single-family house. But there’s another option that could make homeownership more affordable and help you build wealth faster, buying a small multi-unit property. FHA, VA, and conventional lenders

Rob Harris, Harris Developers LLC
December 30, 2025

After months of elevated mortgage rates, there’s finally good news for homeowners: rates have been trending down over the past few months, and many experts expect this trend to continue as the Federal Reserve signals potential rate cuts through the end of the year. If you purchased your home in Clarksville when rates were at

Rob Harris, Harris Developers LLC
December 30, 2025

Mortgage activity continued to climb in November, posting the largest year-over-year increase in more than five years. Every major category increased on a year-over-year basis as mortgage rates continue to trend lower, led by strong increases in refinancing and adjustable-rate mortgage activity. The Mortgage Bankers Association’s (MBA) Market Composite Index, a measure of total mortgage

Rob Harris, Harris Developers LLC
December 17, 2025